Electronic Retail Delivery Solutions PCbanc

 The Information Technology, Inc. PCbanc delivers private network banking directly into customers' homes. Use PCbanc to add a new retail delivery channel, improve customer service, maintain customer loyalty, generate fees, and increase cross-selling opportunities. PCbanc can be relabeled so customers are aware that their financial institution is the provider of their electronic banking services.

Types of Activity

  PCbanc operates in a Microsoft Windows™ environment that is simple to understand and operate. PCbanc customers have the ability to perform most of their financial transactions without leaving the home or office. PCbanc activities include any combination of the following:

• Account inquiry (checking, savings, certificates of deposit, loans, safe deposit boxes, debit cards, indirect accounts)
• Account transcript statement inquiry (checking, savings, certificates of deposit, loans, safe deposit boxes)
• Bill payment from checking or savings (ITI Bill Payment Module required)
• Pending transactions inquiry
• Funds transfer between checking and savings accounts
• Loan payments from checking or savings
• Loan advances to checking or savings
• DDA loan advances to checking or savings
• Item stop request, external transfer request, add payee request, check request
• Bank products and services displays
• News and bulletin board inquiry
• Interface with products such as Quicken™
• Electronic mail with the institution
• Note calculator
• Deposit calculator

PCbanc is an ideal way to market products and present news items to customers. PCbanc windows can prominently feature the institution name and logo, and a unique product name (other than "PCbanc") so customers will readily associate their powerful PC banking package with the financial institution. Customers simply select a tab to review deposit and loan products, or select another tab to review bank news. For example, an auto loan presentation can be developed and given a unique look through logos, multimedia (sound) and color schemes. Establish news items such as community events, Wall Street news, job opportunities and special offers in the News category.